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Share account constitutes your membership with VA Desert Pacific FCU.  Membership is a requirement for eligibility for other credit union's services.  

Regular Share
Our basic savings account
Features
  • Tiered dividend rates based on account balance. Dividends pay monthly.
  • Earns a higher dividend when the balance is greater than $10,000. 
  • Minimum $60.00 to open the account or let payroll deductions take care of it.
  • Quarterly E-Statements, unless you have ACH or ATM activity associated with this account.
  • ATM card to make deposit and/or to withdraw your funds*.
  • Your funds are insured by NCUA up to $250,000.


Family Member Share
A Regular Share account designed for your immediate family (spouse, parents, grandparents, children, or grandchildren)
Features
  • Tiered dividend rates based on account balance. Dividends pay monthly 
  • Earns a higher dividend when the balance is greater than $10,000
  • Minimum $60.00 to open the account or let payroll deductions take care of it
  • Quarterly E-Statements, unless you have ACH or ATM activity associated with this account
  • ATM card to make deposit and/or to withdraw your funds*
  • Your funds are insured by NCUA up to $250,000


Christmas Club
Save up for your holiday expenses with our Christmas Club Account. A special savings account designed for accumulation of funds for holiday or winter tax needs. Any member who has $50 in a regular savings account may participate in this program.
Features
  • Minimum $10 to open account.
  • No monthly or annual service fee.
  • Earns a higher dividend than a regular share and pays at maturity.
  • Deposits may be made by payroll deduction or automatic transfer (Additional deposits may be made at any time) .
  • At maturity, funds may be deposited to your checking or saving account on November 1.
  • Protects your funds from early withdrawal by keeping them separate from your regular savings.
  • Open enrollment is from November 1 to January 31 of each year. 


Vacation Club Account 
Save up for your vacation with our Vacation Club Account.  A special savings account designed for accumulation of funds for vacation needs. Any member who has $50 in a regular savings account may participate in this program.
Features
  • Minimum $10 to open account.
  • No monthly or annual service fee.
  • Earns a higher dividend than a regular share and pays at maturity.
  • Deposits may be made by payroll deduction or automatic transfer (Additional deposits may be made at any time).
  • At maturity, funds may be deposited to your checking or saving account on June 1
  • Protects your funds from early withdrawal by keeping them separate from your regular savings.
  • Open enrollment is from June 1 to August 31 of each year.

Regular Share, Family Member Share, and Kid's Club accounts are governed by Regulation D, limiting the number of withdrawals and deposits to your savings account each month .




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