The VA Desert Pacific Federal Credit Union has been a member owned and operated, full service, financial institution since its establishment in 1947. It is our goal and commitment to provide the best possible service to our members; those of you who make a difference in the lives of the men and women who have served for our country. We do this by offering a wide array of services designed to meet your specific needs. Unlike a traditional, for-profit bank, the money earned by the credit union is returned to you in the form of lower interest rates on loans, higher dividends on savings and checking accounts, or new and better services.
Our focus consists of:
- The Mission: The essence statement of the VA Desert Pacific Federal Credit Union's reason for existence.
- The Vision: The idealized statement that defines the “better future” desired by the VA Desert Pacific Federal Credit Union.
- The Values: The core characters of the VA Desert Pacific Federal Credit Union and the individuals within it.
VA Desert Pacific Federal Credit Union is an organization whose purpose is to provide quality financial services and education to VA employees, retirees and their families in VISN 22.
Helping members get to “yes”
We are here to help each member identify and take the step necessary to improve the options and choices we can make available to them. In every interaction we look for the conditions that will allow us to say “yes”.
Being a cause for doing good in the world
We are here to support the welfare of our community, not just be another financial institution.
Our service is characterized by personalized and individualized attention to members
Every interaction is focused on you. We are committed to getting to know you and match our products and services to your unique needs.
Helping as many members as possible become excellent stewards of their financial resources
We are here to help members learn to save regularly, spend wisely and give generously.
INTEGRITY: We are truthful, accountable and faithful to our commitments,
RESPECT: We treat all members with equal dignity regardless of standing or position
EXCELLENCE: Our work is performed to the highest standards
FLEXIBILITY: In every interaction we look for the conditions that will allow us to say “yes”
FINANCIAL SAFETY AND SECURITY: We protect your funds and personal information
The Credit Union Movement
It was 1845 and a group of financially downtrodden farmers in Germany faced the destruction of everything for which they had worked and dreamed. Constantly hampered by the German banking systems refusal to extend credit to any farmer, forced to enlist high priced money lenders for their credit needs, and coming off a drought of disastrous proportions, two visionary farmers independently decided enough was enough. Unknown to each other, they both brought their friends together to solve a common problem - lack of available credit at reasonable rates. The resulting solutions were identical. Cooperatives were formed with:
- Volunteer help providing much of the manpower needs,
- Democratic "one-person-one-vote" rule regardless of the size of one's asset contribution to the cooperative,
- Open membership where anyone of reasonable character could join, and
- Each person bringing some tangible asset to the cooperative.
Thus was born the idea of cooperative credit from which the modern day Federal Credit Union movement received its example and inspiration.
This cooperative credit movement spread like wild fire across Europe into Canada in 1901 and into the United States in 1909. Through relentless effort and relentless need, the movement has grown, through good times and bad, to a giant involving more than 80 million members in every corner of the country. It is now supported by some of the most advanced support agencies in the world. These agencies function at national, state and local levels. These non-profit agencies grew out of need of the Federal Credit Union movement for expertise. They provide assistance in everything from training, marketing, information, lobbying efforts, product development to investments. This support has been one reason Federal Credit Unions like VA Desert Pacific Federal Credit Union can provide the finest rock solid financial stability, the latest in financial service products and ideas, and the friendliest, most knowledgeable customer service available today.
As we continue into the 21st century, one thing hasn't changed: we are still all about people; men and women who get together to solve common problems in an environment of friends, neighbors, and colleagues. We are still about people helping people in a for-service versus for-profit savings and lending organization.
Insured by NCUA
The VA Desert Pacific Federal Credit Union is insured by the National Credit Union Administration (NCUA), the independent federal agency that charters and supervises federal credit unions. NCUA, backed of the full faith and credit of the U.S. government, operates the National Credit Union Share Insurance Fund (NCUSIF) insuring the savings of 80 million account holders in all federal credit unions and many state chartered credit unions. For more information about NCUA, click here. For more information about how your funds are federally insured, please click here.